PRIVACY POLICY – 8THPAYCALCULATOR

At 8thpaycalculator.tech (referred to as “we”, “us”, or “our”), your privacy is important to us. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data when you visit our blog and use our tools.

We are committed to transparency – especially because our users include Indian Government employees and pensioners who value data safety.


1. INFORMATION WE COLLECT

We do NOT collect or store any personal financial information such as your salary slips, pension documents, bank details, or Aadhaar/PAN numbers.

However, like most websites, we automatically collect certain non-personally identifiable information when you visit:

📌 Log Files & IP Addresses

  • Your IP address (anonymized where possible)
  • Browser type and version (e.g., Chrome, Firefox)
  • Operating system (Windows, Android, iOS)
  • Date and time of your visit
  • Pages you viewed and links you clicked
  • Referring website (if you came from Google, social media, etc.)

We use this data only for:

  • Analyzing site traffic and user behavior
  • Diagnosing technical issues
  • Improving our content and calculator tools
  • Protecting against fraud or malicious activity

2. COOKIES & THIRD-PARTY ADVERTISING (GOOGLE ADSENSE)

🍪 What are cookies?
Cookies are small text files placed on your device to help the website remember your preferences and deliver relevant ads.

✅ Google AdSense
We use Google AdSense to display advertisements. Google uses cookies (such as the DoubleClick cookie) to serve ads based on your prior visits to our website or other websites on the internet.

✅ Third-party cookies
Ad networks and other third-party vendors may also use cookies, web beacons, or similar technologies to:

  • Measure ad effectiveness
  • Show you relevant ads about financial tools, government schemes, or retirement planning

You can opt out of personalized advertising by:

  • Visiting Google’s Ad Settings: https://adssettings.google.com
  • Or using the Network Advertising Initiative opt-out page: https://optout.networkadvertising.org

Note: Disabling cookies may affect some features of our calculator, but you can still use the core functionality.


3. DO WE STORE PERSONAL FINANCIAL DATA?

NO. Absolutely NOT.

We do NOT:

  • Store your salary inputs (they are processed locally in your browser and never saved on our server).
  • Collect or retain pension details, bank account numbers, UAN, PRAN, GPF numbers, or any other financial identifiers.
  • Share any personal data with third parties for financial profiling.

Any numbers you enter into the 8th Pay Calculator remain on your device only. We have no access to them.


4. COMPLIANCE WITH INTERNATIONAL PRIVACY STANDARDS

Even though our primary audience is Indian Government employees, we respect global privacy laws. Our practices align with:

🌍 General Data Protection Regulation (GDPR – EU/UK)

  • You have the right to access, correct, or delete any personal data we might hold (though we hold almost none).
  • You can request a copy of your data (if any).
  • You can withdraw consent for cookies via cookie consent tools.

🌎 California Consumer Privacy Act (CCPA – USA)

  • We do not sell your personal information.
  • California residents can request disclosure of data collected (if any).

📜 Indian IT Act & Digital Personal Data Protection Act (DPDP) 2023

  • We process data only for legitimate purposes (analytics and advertising).
  • No sensitive personal data is collected.

If you are in the EU/UK, you may see a cookie consent banner. By continuing to use the site, you agree to our use of essential and analytics cookies. You may reject non-essential cookies via the banner.


5. CHILDREN’S PRIVACY

Our website is not intended for individuals under the age of 13 (or 16 in certain jurisdictions). We do not knowingly collect data from children. If you believe a child has provided us with information, please contact us, and we will delete it.


6. DATA SECURITY

We implement reasonable technical measures (SSL encryption, firewalls, regular updates) to protect any data we collect (primarily log files). However, no internet transmission is 100% secure. By using our site, you acknowledge this risk.


7. THIRD-PARTY LINKS

Our blog may contain links to external websites (government portals, news articles, YouTube videos, etc.). This Privacy Policy does not apply to those sites. We recommend reading their privacy policies separately.


8. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy occasionally (e.g., when AdSense changes its policies, or when the 8th Pay Commission is officially announced). Any changes will be posted on this page with a revised “Last updated” date. Significant changes may be notified via a banner on the homepage.


9. YOUR RIGHTS & HOW TO CONTACT US

✅ You have the right to:

  • Ask what data we hold about you (very limited)
  • Request deletion of your data (except anonymized logs)
  • Opt out of personalized ads (via Google Ad Settings)
  • Disable cookies through your browser settings

📧 To exercise any of these rights, or if you have questions about your data, please contact us at:

Email: mujtabasiddique759@gmail.com

We will respond within 30 days (usually sooner).


10. CONSENT

By using 8thpaycalculator.tech, you consent to this Privacy Policy.

If you do not agree, please discontinue use of the website.